How to get a bad credit mortgage after having a property repossessed!

Do you have CCJ’s? Defaults? Arrears? We help you secure a mortgage today!

Bad Credit Mortgage after having a property repossessed

Obtaining a mortgage after being after having a property repossessed can be difficult, sometimes feeling impossible with most high street lenders unwilling to consider an application after having a property repossessed within the last 6 years.  At Plus Financial solutions we have lenders that will consider applications even if you have had a property repossessed in the past.

How long after having a property repossessed can you apply for a mortgage?

We currently have lenders who will consider an application 12 months after you had a property repossessed assuming all related debts have been cleared. Typically you would need at least a 25% deposit to be considered. After 3 years we have lenders that will potentially lender up to 85% of the property value assuming no other bad credit in the last 3 years.

Contact us today to see how we can help you secure a mortgage after having a property repossessed!

Find out how much you can borrow today!

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CCJ’s

We have lenders who will accept County Court Judgements, even within the last 12 months! Contact us today!

Defaults

Having a default doesn’t mean you cant get a mortgage. We help our clients get mortgages even when they have had a default within the last 3 months!

Arrears

Missing a mortgage payment can make it hard to get a mortgage. If you have missed a couple of payments in the last 12 months we can help!